Budget and Credit Counseling helps families with financial planning and budgeting techniques as well as how to recognize and avoid predatory lending.  Other areas covered in this program are: looking at spending habits; reducing existing debt; and developing savings strategies.

Counselors also assist clients to understand and improve credit scores. Improving credit ratings eliminates a major barrier to finding suitable housing and getting better mortgage rates. A credit report is required for all budget and credit counseling clients. Click Here to pay for the credit report online.