This comprehensive program is designed to educate participants by preparing and pre-qualifying them to obtain a mortgage. In addition to individualized budget and credit counseling sessions, participants in the program are involved in various group sessions covering such topics as:

Reading and Understanding the Real Estate Contract

Home Inspection

Home Maintenance

Home Owner's Insurance

Utilizing the Uniform Residential Loan Application

HomeTrack

This program, a component of the Home Ownership Training (HOT) program is designed for prospective homebuyers that have already established and maintain good savings and budgeting patterns. In addition, the participant possesses a good credit history or one with minor issues that can be quickly resolved.

 

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